what does it cost to send money by western union

Western Spousal relationship has a gigantic global network of agent locations and bank connections that makes it easy to ship coin to most anywhere. You tin can transfer this coin fast for higher fees, or a flake slower for lower fees, depending on your needs and resources. However, given Western Spousal relationship'southward history of customer complaints and lawsuits, maybe consider looking at smaller coin transfer providers who have a better rails record and also offer better exchange rates and lower fees. Having said that, Western Union will almost always be a cheaper option than your banking concern, especially when sending one-off transfers or to remote destinations.

Why should I consider Western Wedlock?

• Established service. Western Spousal relationship has managed both domestic and international money transfers since 1871.
• Huge network. With over 500,000 agent locations worldwide in more than 200 countries, Western Union is ane of the world'southward largest money transfer providers. At that place are more than 42,000 agent locations in the US alone.
• Flexible transfer options. With a mix of online and agent locations services, you can choose to pay with cash, credit, debit, banking concern accounts and more. As well, Western Union'due south business transfer options permit you lot use hedging tools to get even more flexibility.
• Fast transfers. Some transfers through Western Matrimony exist received inside minutes, which helps in an emergency or when you lot don't want to wait a few days for your transfer to go through.

What to exist aware of

• Weak exchange rates. Unfavorable commutation rates will atomic number 82 to less money going to your recipient and more than to Western Union. Exchange rates offered by Western Spousal relationship tin be as loftier as 20% – worse than the mid-market place charge per unit.
• Maximum transfer limits. There is a maximum limit on how much you can send online which is determined by which country y'all are sending to. However, agent locations typically have no limit, equally long as y'all can provide adequate identification while sending.
• High fees. Nearly all transactions through Western Matrimony will have a transfer fee attached, ranging from $3.fifty to $100 or more. Occasional promotions and coupons may assist, but always await to pay a fee when sending money through Western Union.

How much are Western Union's transfer fees?

Western Union has unlike fees for most every country information technology sends to, and nosotros've seen fees range from as low as $3.l up to $100 or more than. These fees depend on how you are paying for the transfer and how the transfer will be collected. Agent location fees aren't typically posted online, simply Western Union's online fees are based on:

• Location. The fees you pay will be unlike when sending to dissimilar countries around the world.
• Payment. Paying with a credit card versus a debit card or a bank account will have unlike fees. Go along in mind that if you choose to pay with a credit bill of fare, you may be charged fees by your credit menu provider likewise.
• Receiving method. Picking up cash is typically more expensive than having money sent straight to a bank account.

When sending money to China from the US for cash pickup, here are the fees we encountered using Western Matrimony's price estimator tool on January 31, 2022:

Sending $1,000 to	Paying with	Fee
China	Debit carte du jour	$75
	Credit card	$102
	Bank business relationship	$26
	Cash (in-store)	$viii

Fees for coin transfers within the Usa

The cost to ship coin within the U.s. via Western Union depends on the amount you are sending, your payment method and how your recipient would like to receive their cash. To send $100 from your bank business relationship to their bank account still carries a significant fee of $14.00. Sending the aforementioned amount from your credit card every bit a cash pickup will cost you $xx.50. The maximum you tin can ship in one mean solar day is $5,000, and the highest fee nosotros've seen is $243.

How are Western Wedlock'south exchange rates?

Western Union makes money by adding a margin to the exchange rate in addition to whatever fees charged. It applies different commutation rates to different transfer types. It also uses stronger or weaker exchange rates based on the currency you lot are transferring. You tin use Western Union's price estimator tool to see what substitution charge per unit you would exist offered on your transfer.

Information technology is best to compare the displayed rate on Western Matrimony with the current mid-market charge per unit to piece of work out the size of the margin charged. Yous tin can besides then use the interbank rate as a benchmark for comparing the rates of other money transfer providers.

What are the ways I can send money abroad with Western Union?

Western Union has a diverse range of transfer options. We'll go through the most used options and what the steps look like:

How to send coin transfer online with Western Wedlock

To transport your beginning money transfer with Western Union, you lot will need to create a profile online:

How to ship coin transfer via the Western Union app

With the Western Union app you tin can send money, transfer transfers, review commutation rates and detect amanuensis locations. Sending a transfer is elementary:

Send coin in person at Western Union locations

If y'all adopt to ship your money transfer in person, so complete the following steps:

Send money by phone

Western Union has the option to send coin by phone. Customers can call the Telephone Money Transfer hotline at i-800-CALL-CASH, if they are sending money from the The states to a recipient in the US.

Send coin online and pay in cash

If you want to pay in cash, so you tin can start your coin transfer online and opt for Pay in-store.

How can my recipient get the money?

Western Union has several options for how your intended recipient can get their money. You lot can choose from whatsoever of the following:

• Greenbacks (in-store)
• Bank account
• Mobile wallet
• Prepaid menu
• Pay your bills

What are Western Union's payment options?

At that place are several payment options available with Western Union, each with its own gear up of limits, fees and restrictions. Its online, telephone and in-store options include:

• Credit carte
• Debit carte
• Bank account
• Cash (in-store)
• Wire transfer

How long does an international transfer with Western Union take?

Y'all tin send your transfer a few different means, which will make up one's mind how quickly your transfer is sent and how much information technology will cost.

If you pay for your transfer with a credit or debit carte and have it sent for greenbacks pickup – you'll typically pay a higher fee but your coin can arrive in equally trivial as x minutes. Yet, your credit card may charge a cash advance fee, further increasing the cost of your full transfer.

The cheaper, but slower selection, would be to make a banking company transfer. This can accept up to 5 business concern days. Depending on verification needs, you may take to expect longer while Western Union confirms you lot ain the registered bank account.

Transfers typically take

ane twenty-four hours

How much money can I send with Western Wedlock?

Your limits volition vary based on a number of factors including your transfer history, location, transfer destination and what service you choose.

You tin can see the maximum corporeality you lot can send when inputting your transfer details in the Ship Money department on Western Union's homepage.

If yous are looking to make a large money transfer, then Western Union allows you to transfer up to $50,000 from the US when sending from your bank account directly to the receiver's banking company account. Just keep in mind that this limit may not exist available for all receiver countries and is subject to restrictions based on the factors mentioned above.

Limits at Agent Locations

There'south unremarkably no restriction on the corporeality you may send at an amanuensis location. However, some countries fix limits on how much can be received. If you have questions nearly a specific amount you're sending or a specific land, you can call Customer Intendance to inquire.

Is Western Spousal relationship condom to use?

Western Spousal relationship uses policies and procedures like photograph identification and tracking number (MTNC) verification to help make sure your money is sent to the right person. Information technology also educates its agents and customers on how to protect themselves from fraud and scams.

Typical scans through Western Wedlock include:

• Payment requests. Someone online offers to sell you something and asks that you pay through Western Union. They pick up the greenbacks that you sent to a Western Spousal relationship agent location, and you never hear from them again.
• Overpayment scam. You receive a check that appears to be valid for a new job, a service or a product you are offer. The bank check amount is more than than you lot earned, so the sender requests you lot return the extra corporeality by money transfer. After sending the money transfer, you'll learn that the check bounced, and there is no mode to reverse the money transfer.
• Revenue enhancement scam. You are contacted by someone claiming to exist from a regime agency, stating that y'all owe taxes and they must exist paid immediately. They will merits the fastest manner to send coin and avoid penalties is through a coin transfer.

To gainsay these types of scams, Western Union provides clear warnings on their website before a user sends a money transfer. This popup warning requires users to choose Accept before sending their transfers. Western Wedlock has a specific Twitter business relationship dedicated to fraud sensation that tweets about the newest and most relevant scams while they are popping upwardly. Too, Western Union now operates 24/7 phone lines for customer support all over the world.

Can I trust Western Marriage?

Western Union is headquarters in Denver, Colorado, and has been in business organization since 1851. The company originated as a telegram service and launched its coin transfer service in 1871. This has been growing e'er since through wire transfers, money orders and money transfers in general to over 200 countries.

Betwixt 2004 and 2010, Western Matrimony was accused of allowing fraudulent transactions and received more than 550,000 complaints most fraud. Since then, it has paid over $586 1000000 in fines to settle this upshot. Being extra cautious by merely sending or receiving money from people yous know is a necessary extra stride for your safety.

How does Western Union compare to other money transfer services?

If y'all want to see how Western Marriage compares to the exchange rates and fees offered by other money transfer services, enter the details of your transaction into the tabular array below.

Frequently asked questions

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Source: https://www.finder.com/western-union-international-money-transfer

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